Union County Property Records
How To Search Property Records in Union County in 2026
UnionMSRecords.us provides access to publicly available information related to property records in Union County, Mississippi. Members of the public may find ownership history, deed transfers, tax assessments, recorded liens, and related real property documents through this resource. Available record categories include deeds, mortgages, tax records, plat maps, and encumbrance filings. Information presented reflects public data and may not capture all transactions or the most recent filings.
Property records in Union County may be searched through several official channels, including the Union County Chancery Clerk's office, the Mississippi Department of Revenue's property tax portal, and the county's online recorded document systems. Members of the public may access these resources online, in person, by mail, or through licensed professionals such as title companies and real estate attorneys.
Online Search Methods:
1. Property Appraiser Website
The Mississippi State Tax Commission and county-level appraisal data serve as the primary resources for property valuation and ownership information in Union County. The Mississippi Department of Revenue maintains statewide property tax information accessible to the public at no charge and without registration.
Members of the public may search by:
- Property address
- Owner name
- Parcel ID number
- Subdivision name
- Legal description
- GIS map location
Information available through these searches includes:
- Current owner name and mailing address
- Property site address and legal description
- Parcel identification number
- Land use and zoning classification
- Square footage, year built, lot size, and building type
- Assessed value of land and improvements
- Taxable value and applied exemptions
- Sales history
- GIS map location and property boundaries
How to Search:
- Navigate to the Mississippi Department of Revenue property tax portal
- Select the applicable search type (address, owner name, or parcel number)
- Enter the search criteria in the designated fields
- Review the results list returned by the system
- Select the specific property to view the full property card
- Review ownership details, valuation history, and sales records
- Print or save the information as needed
2. County Clerk / Recorder Official Records Search
The Union County Chancery Clerk serves as the official recorder of property documents in Union County. Recorded documents are indexed by grantor and grantee name and are available for public inspection. Basic searches are available at no charge; fees may apply for document copies or certified records.
Searchable fields include:
- Grantor name (seller)
- Grantee name (buyer)
- Document type
- Recording date range
- Book and page number
- Instrument number
Documents available through the Chancery Clerk's recorded records system include:
- Warranty deeds and quitclaim deeds
- Mortgages and deeds of trust
- Mortgage satisfactions and releases
- Mechanic's liens, judgment liens, and tax liens
- Easements and declarations of restrictions
- Plats and surveys
- Powers of attorney affecting real property
- Lis pendens filings
- HOA documents and declarations
How to Search:
- Contact or visit the Union County Chancery Clerk's office
- Request access to the grantor/grantee index
- Enter the party name, document type, or date range
- Review the results and note the book and page or instrument number
- Request document images or copies as needed
- Pay applicable per-page copy fees at the time of request
Union County Chancery Clerk
109 Main Street
New Albany, MS 38652
Phone: (662) 534-1900
Union County Chancery Clerk
3. Tax Collector Website
The Union County Tax Collector maintains records related to property tax billing, payment history, and delinquency status. These records are public and accessible without charge.
Members of the public may search by:
- Property address
- Owner name
- Parcel or folio number
- Tax account number
Information available includes:
- Current tax bill and amount due
- Payment history and outstanding balances
- Applied exemptions and millage rates
- Tax certificate information for delinquent accounts
- Installment plan status and payment options
Union County Tax Collector
109 Main Street
New Albany, MS 38652
Phone: (662) 534-1900
Union County Tax Collector
4. GIS / Mapping System
Union County participates in Mississippi's statewide GIS infrastructure, which provides interactive mapping tools for property boundary identification, aerial photography, zoning layers, flood zone designations, and environmental features. Members of the public may navigate the map to a specific location, click on a parcel, and access linked property information.
The Mississippi Automated Resource Information System (MARIS) provides statewide GIS data, including parcel-level mapping for Union County.
In-Person Searches:
Property Appraiser / Tax Assessor Office
Union County Tax Assessor
109 Main Street
New Albany, MS 38652
Phone: (662) 534-1900
Hours: Monday–Friday, 8:00 a.m.–5:00 p.m.
Union County Tax Assessor
Services available in person include public access computers, staff assistance, property cards, plat maps, and exemption application processing.
Clerk of Court / Recorder Office
Union County Chancery Clerk
109 Main Street
New Albany, MS 38652
Phone: (662) 534-1900
Hours: Monday–Friday, 8:00 a.m.–5:00 p.m.
Union County Chancery Clerk
In-person services include viewing official recorded documents, requesting certified copies, searching grantor/grantee indexes, accessing record books, and receiving staff assistance with document retrieval.
Tax Collector Office
Union County Tax Collector
109 Main Street
New Albany, MS 38652
Phone: (662) 534-1900
Hours: Monday–Friday, 8:00 a.m.–5:00 p.m.
Union County Tax Collector
By Mail Requests:
Property Appraiser
Written requests for property information may be submitted by mail to the Union County Tax Assessor at 109 Main Street, New Albany, MS 38652. Requests should include the property address or parcel number, the type of information sought, and a self-addressed return envelope. Copying fees may apply.
Clerk / Recorder
Written requests for recorded document copies may be submitted to the Union County Chancery Clerk at 109 Main Street, New Albany, MS 38652. Requests should specify the document by book and page number, instrument number, or property address and approximate recording date range. Payment for applicable copy fees must accompany the request. Certified copies are available upon request.
Through Professionals:
Title companies conduct comprehensive title searches and prepare abstracts of title identifying all recorded interests affecting a property. Real estate attorneys provide legal title opinions and assist with complex ownership disputes. Real estate agents may access MLS data for listed properties, pull property histories, and compile comparable sales data as part of their representation services.
Search Tips:
When searching by address, members of the public should use the complete street address, including any unit or apartment number, and attempt searches with and without directional prefixes (N, S, E, W). When searching by owner name, attempting the last name first and checking spelling variations, including maiden names and business entity names, improves search accuracy. For historical records not available online, an in-person visit to the Chancery Clerk's office is required, as older records may be maintained in bound volumes or on microfilm.
Common Search Challenges:
Records for very recent transactions may not yet appear online due to recording delays. Very old properties may not be digitized. Common names and similar addresses may return multiple results; verifying by parcel number or legal description resolves ambiguity. Unrecorded documents, private agreements, and documents filed under seal are not accessible through public property record searches.
What Is Union County Property Records
Property records are official documents related to real property — land and buildings — maintained by county government as legal records of ownership, transfers, and encumbrances. In Union County, Mississippi, these records are maintained by the Chancery Clerk, the Tax Assessor, and the Tax Collector, and are accessible to any member of the public.
Purpose of Property Records:
Property records serve to establish legal ownership, provide a chain of title, document encumbrances such as mortgages and liens, facilitate property tax assessment, protect property rights, enable title insurance, and support real estate transactions.
Types of Property Records:
Ownership records include warranty deeds, quitclaim deeds, special warranty deeds, life estate deeds, and trust documents affecting real property. Encumbrance records include mortgages, deeds of trust, tax liens, mechanic's liens, judgment liens, easements, restrictive covenants, HOA documents, and lis pendens filings. Tax and assessment records include property tax assessments, tax bills, payment history, exemptions, millage rates, special assessments, and delinquency records. Legal descriptions are documented through plat maps, subdivision plats, surveys, and metes and bounds descriptions. Building and permit records include building permits, certificates of occupancy, code violations, and zoning designations.
Who Maintains Property Records:
The Union County Chancery Clerk records and indexes official documents including deeds, mortgages, and liens, and maintains permanent records of all instruments affecting title. The Tax Assessor maintains property valuations, assessment records, property characteristics, ownership information, and exemption applications. The Tax Collector maintains tax bills, payment records, delinquent tax records, and tax certificate information.
Legal Framework:
Under Mississippi Code § 89-5-1, all conveyances of real property must be recorded with the Chancery Clerk of the county in which the property is located to provide constructive notice to subsequent purchasers and creditors. Mississippi's recording statutes establish the legal framework for the public land records system, ensuring that recorded instruments are indexed, preserved, and accessible to the public.
Are Property Records Public Information in Union County?
Property records in Union County are public information. Under Mississippi law, recorded instruments affecting real property are open to inspection by any member of the public without a showing of special interest or purpose. The Mississippi Public Records Act reinforces the public's right of access to government-maintained records, including property records held by the Chancery Clerk, Tax Assessor, and Tax Collector.
Legal Basis for Public Access:
The public nature of property records is grounded in Mississippi's recording statutes, the Mississippi Public Records Act, and centuries of common law tradition establishing that land records must be open to public inspection to provide constructive notice of ownership and encumbrances. As the Mississippi Secretary of State's office has noted, transparency in land ownership is a foundational principle of the state's property recording system.
Why Property Records Are Public:
Transparency in property ownership enables accountable government operations, prevents fraudulent transfers, and supports the real estate marketplace. Public access to property records facilitates title searches, title insurance, property appraisals, mortgage lending, market analysis, and investment research. Recorded documents provide constructive notice, establish chain of title, protect against fraudulent conveyances, and enable enforcement of property rights. Property records also serve the public interest through tax assessment transparency, community planning, historical research, genealogical research, and journalistic investigation.
What Property Information Is Public:
The following categories of information are freely accessible to any member of the public:
- Current and historical property ownership
- Legal descriptions and property addresses
- Sale prices and transfer amounts
- Recorded mortgage amounts
- Liens and encumbrances
- Tax assessments and payment history
- Property characteristics including size, age, and building type
- Deeds and all recorded instruments
- Plat maps and surveys
Privacy Considerations:
Social Security numbers and bank account numbers are redacted from recorded documents under current law. Certain individuals — including law enforcement officers, judges, domestic violence victims, and stalking victims — may be eligible for address confidentiality protections under applicable state programs. Homestead exemption applications may contain financial information that is not fully subject to public disclosure; members of the public should contact the Tax Assessor's office for specific policies.
Who Can Access Property Records:
Any person may access property records in Union County regardless of residency, ownership status, or stated purpose. Common users include prospective buyers, real estate agents and brokers, title companies, appraisers, lenders, attorneys, property owners reviewing their own records, investors, developers, genealogists, historians, and members of the media.
Commercial Use of Property Records:
Commercial use of public property records — including real estate marketing, property valuation services, title insurance, background checks conducted within applicable legal restrictions, direct mail marketing, investment analysis, and market research — is permitted under current law. Data aggregation companies such as CoreLogic and First American compile public property records into subscription-based services. Anti-harassment laws, privacy statutes, and fair housing laws continue to apply to the use of information obtained from public property records.
How Much Does It Cost to Get Property Records in Union County?
Members of the public may inspect property records at the Union County Chancery Clerk's office at no charge. Fees apply when copies or certified copies are requested. Under Mississippi Code § 25-61-7, public bodies may charge reasonable fees for the actual cost of reproducing public records.
Current standard fees at the Union County Chancery Clerk's office are as follows:
| Service | Fee |
|---|---|
| Standard copy (per page) | $1.00 per page |
| Certified copy of recorded document | $1.00 per page + $1.00 certification fee |
| In-person record inspection | No charge |
| Online document viewing | No charge (where available) |
- Accepted payment methods at the Chancery Clerk's office include cash, check, and money order payable to the Union County Chancery Clerk.
- Electronic format fees may vary depending on the delivery method requested.
- Search fees are not assessed for standard public record searches conducted in person.
- Fee waivers are not broadly available under current Mississippi law, though indigent requesters may inquire with the Chancery Clerk's office regarding applicable provisions.
- Tax record information available through the Tax Collector's office is accessible at no charge for inspection purposes; copy fees follow the same standard schedule.
- Property assessment information maintained by the Tax Assessor is available for free online inspection through the county's public portal.
What's Included in a Union County Property Record?
A Union County property record contains comprehensive information about a parcel of real property, organized across several categories.
Ownership Information:
Current ownership records identify the legal owner or owners by name, ownership type (individual, joint tenants, tenants in common, tenants by entirety, trust, LLC, corporation, or life estate), ownership percentage where multiple owners exist, acquisition date, deed book and page or instrument number, and mailing address for tax billing purposes. Previous ownership information includes chain of title data, prior owners' names, transfer dates, and historical deed references.
Property Identification:
Property identification records include the site address, mailing address if different, city and ZIP code, municipality or jurisdiction, legal description (lot and block number, subdivision name, plat book and page reference, section/township/range where applicable, metes and bounds description, and condominium unit number if applicable), parcel ID or folio number, tax account number, and any alternate or previous parcel numbers.
Physical Characteristics:
Land information includes lot size in square feet or acres, lot dimensions, street frontage, depth, corner lot designation, land use designation, and zoning classification. Building information includes total living area in square feet, year built, number of stories, building type, construction type, exterior wall material, roof type and material, foundation type, number of bedrooms and bathrooms, and total room count. Additional features documented include garage type and spaces, pool, porch or patio square footage, fireplace, central air conditioning, heating type, water source, sewer system, and additional structures.
Valuation Information:
Assessment records include land value, building value, total assessed value, market value, just value, and capped value where applicable under Mississippi's assessment limitations. Historical assessed values for prior years are maintained and accessible.
Tax Information:
Current year tax records include the total tax amount due, applied exemptions, taxable value after exemptions, millage rate, and a breakdown by taxing authority including the county general fund, school district, municipality, and applicable special districts. Tax history includes prior years' taxes paid, payment dates, and delinquency history. Exemptions documented include homestead exemptions, senior exemptions, disability exemptions, veteran exemptions, widow or widower exemptions, agricultural exemptions, and conservation exemptions.
Sales History:
Sales history records include sale dates, sale prices, sale types (warranty deed, quitclaim deed, gift, inheritance, foreclosure, tax deed, divorce transfer, or trust transfer), deed document numbers, grantor and grantee names, qualified or unqualified sale designation, and documentary stamp amounts.
Encumbrances and Liens:
Recorded encumbrances include current mortgages with amounts, lender names, recording dates, and book and page references; tax liens, judgment liens, mechanic's liens, HOA liens, and code enforcement liens with recorded dates, amounts, and lienholder identification; and easements, restrictions and covenants, leases, life estates, and lis pendens filings.
Legal and Regulatory Information:
Zoning classification, land use code, future land use designation, special district assignments (school, fire, water, and other taxing districts), deed restrictions, subdivision covenants, HOA information, building code compliance status, code violations, flood zone designation (FEMA), wetlands designation, and conservation area designations are all components of a complete property record.
Maps and Images:
Visual information available includes property exterior photographs, aerial photographs, GIS maps with property boundaries, plat maps, property sketches or floor plans, and street view imagery where available.
What Is Not Typically in Public Property Records:
- Current mortgage balances (only original amounts at recording are documented)
- Personal financial information beyond what appears in recorded instruments
- Interior photographs unless provided during an appraiser inspection
- Confidential exemption application details
- Social Security numbers (redacted under current law)
- Private agreements not submitted for recording
- Actual purchase contract terms beyond the recorded sale price
How Long Does Union County Keep Property Records?
Property records in Union County are maintained permanently. Recorded instruments affecting real property title are never destroyed, as they are essential to establishing an unbroken chain of title and are required by law to remain accessible to the public.
Legal Basis for Retention:
Under Mississippi Code § 25-59-21, county officials are required to maintain public records in accordance with the state's records retention schedule. The Mississippi Department of Archives and History oversees records retention requirements for county government, and property records are classified as permanent records under the applicable schedule. The Mississippi Department of Archives and History provides guidance to county officials on records preservation and retention obligations.
Records Kept Permanently:
All recorded deeds — including warranty deeds, quitclaim deeds, trustee's deeds, and all other conveyance instruments — are maintained permanently, dating back to the formation of Union County and, in some cases, to the territorial period. All recorded mortgages, satisfactions, releases, modifications, and assignments are maintained permanently. All recorded liens, including releases, are maintained permanently. All plats, subdivision plats, re-plats, condominium declarations, and survey plats are maintained permanently. All easements, restrictions, covenants, declarations, powers of attorney affecting property, and court documents affecting title are maintained permanently.
Format and Storage:
Very old records are maintained in handwritten ledgers or typed bound volumes. Mid-twentieth century records are available on microfilm. Recent records are maintained as digital scans in electronic document management systems with off-site backup and cloud-based redundancy. The Chancery Clerk's office maintains climate-controlled storage for paper and microfilm records and employs disaster recovery protocols for digital systems.
Access to Historical Records:
Records from approximately the last 20 to 40 years are available online in most Mississippi counties. Records predating digitization efforts are accessible in person at the Chancery Clerk's office in their original format — bound volumes, microfilm, or digital access terminals. Staff can retrieve records from storage; advance notice may be required for very old materials. Members of the public requesting historical records should contact the Chancery Clerk's office at (662) 534-1900 and specify the property address or legal description, the approximate time period, and the type of document sought. Retrieval time ranges from same-day to several business days depending on the age and format of the record.
Property Appraiser Assessment Records:
Current and historical assessment records, property cards, and assessment rolls are maintained permanently. Exemption applications are retained for a period consistent with the state records retention schedule, which varies by document type. Recent years of assessment history are available online; historical assessments are accessible at the Tax Assessor's office.
Tax Collector Records:
Tax payment records are retained for a minimum of seven to ten years. Tax certificates are maintained until redeemed or until a tax deed is issued. Tax deed records are maintained permanently. Delinquency records are retained for several years following resolution. Recent years of tax payment history are available online; historical records are accessible at the Tax Collector's office.
Chain of Title:
Every transfer of real property in Union County from the original land grant to the present is documented in the permanent records of the Chancery Clerk. Title searches conducted in connection with real estate transactions review the chain of title for a period of 30 to 60 years as a standard practice, though a full abstract may extend back to the original grant. Gaps in the chain of title create title defects that must be resolved before clear title can be conveyed.
Digitization and Preservation:
Union County, in common with many Mississippi counties, is engaged in ongoing digitization of historical records. Grant-funded preservation projects support the scanning of old volumes and microfilm to make records accessible online. Climate control, proper microfilm storage, multiple digital backups, and disaster recovery planning ensure the long-term preservation of the permanent property record.
Contact for Historical Records:
Union County Chancery Clerk
109 Main Street
New Albany, MS 38652
Phone: (662) 534-1900
Union County Chancery Clerk
Union County Tax Assessor
109 Main Street
New Albany, MS 38652
Phone: (662) 534-1900
Union County Tax Assessor
How To Find Liens on Property in Union County?
Liens on property in Union County are recorded instruments and are accessible through the Union County Chancery Clerk's official records system. Any member of the public may search for liens affecting a specific parcel by conducting a grantor/grantee index search or a property-specific search through the Chancery Clerk's office.
Types of Liens Recorded in Union County:
- Federal tax liens (filed by the IRS with the Chancery Clerk)
- State tax liens (filed by the Mississippi Department of Revenue)
- Judgment liens (arising from court judgments)
- Mechanic's liens (filed by contractors and materialmen)
- HOA liens (filed by homeowner associations)
- Code enforcement liens (filed by local government)
- Child support liens
Steps to Search for Liens:
- Contact or visit the Union County Chancery Clerk's office at 109 Main Street, New Albany, MS 38652
- Request access to the grantor/grantee index for the property owner's name
- Search under the property owner's name as grantor to identify any recorded liens
- Review results for lien type, recording date, amount, and lienholder
- Request copies of specific lien documents as needed, paying applicable per-page fees
- For federal tax liens, members of the public may also search the IRS federal tax lien database as a supplementary resource
- For judgment liens, search the court records of the Union County Circuit Court and Chancery Court, as judgments must be recorded with the Chancery Clerk to attach to real property
Members of the public may also request a title search through a licensed title company, which will conduct a comprehensive search of all recorded liens, encumbrances, and instruments affecting the property and provide a written report of findings. The Mississippi Secretary of State's office maintains UCC filing records, which may reflect certain types of secured interests in personal property associated with real estate transactions.
Union County Chancery Clerk
109 Main Street
New Albany, MS 38652
Phone: (662) 534-1900
Hours: Monday–Friday, 8:00 a.m.–5:00 p.m.
Union County Chancery Clerk
What Is Property Owner Rule in Union County?
The property owner rule in Union County, Mississippi, refers to the legal principle that a property owner is competent to testify as to the value of their own real property in legal proceedings, without being qualified as an expert witness. This rule is recognized under Mississippi law and is applied in condemnation proceedings, property tax appeals, and other matters where property valuation is at issue.
Under Mississippi evidentiary principles, a property owner's testimony regarding the value of their property is admissible as lay opinion testimony. The Mississippi Supreme Court has consistently held that ownership of property, standing alone, qualifies an individual to offer an opinion as to its value. This principle reflects the longstanding recognition that property owners possess direct knowledge of their property's characteristics, condition, and market context.
Application in Property Tax Appeals:
Property owners in Union County who dispute the assessed value of their property may appear before the Union County Board of Supervisors sitting as the Board of Equalization and present their own testimony as to the property's value. Under Mississippi's property tax assessment framework, the Tax Assessor is required to assess property at its true value, and property owners have the right to challenge assessments they believe to be excessive. The Mississippi Department of Revenue's property tax division provides guidance on the assessment and appeal process.
Application in Eminent Domain Proceedings:
In condemnation proceedings where the government acquires private property for public use, the property owner rule permits the owner to testify as to the fair market value of the property being taken. This testimony is considered alongside expert appraisal evidence presented by both parties.
Ownership Requirements for Property in Mississippi:
Under current Mississippi law, real property in Union County may be owned by individuals, married couples, trusts, limited liability companies, corporations, partnerships, and other legal entities. Mississippi recognizes the following forms of co-ownership:
- Tenancy in common — each co-owner holds an undivided fractional interest that may be transferred independently
- Joint tenancy with right of survivorship — upon the death of one co-owner, the surviving co-owner or co-owners take the deceased's interest by operation of law
- Tenancy by the entirety — available to married couples, providing survivorship rights and protection from individual creditors of either spouse
Foreign nationals and non-resident individuals are permitted to own real property in Mississippi subject to applicable federal and state regulations. Certain restrictions on foreign ownership of agricultural land may apply under federal law; members of the public with questions regarding foreign ownership restrictions should consult the U.S. Department of Agriculture's Agricultural Foreign Investment Disclosure Act reporting requirements.
Property transfers in Union County must be executed by a written instrument, signed by the grantor, and recorded with the Union County Chancery Clerk to provide constructive notice and protect the grantee's interest against subsequent purchasers and creditors, as required under Mississippi Code § 89-5-1.
Union County Chancery Clerk
109 Main Street
New Albany, MS 38652
Phone: (662) 534-1900
Union County Chancery Clerk